I remember reading donald duck and scrooge mcduck comics as a kid. One of scrooge’s quotes was “A penny saved is a penny earned”. Twenty years later, I still remember that.

I called up my cable company and got them to discount my internet connection $20/month. Doesn’t sound like a lot but its $480/year which pays for my wife’s gym membership. Moral of the story? I never hurts to ask for a discount. I’ve found that usually works everywhere from the bank[for waiving account fees & checkbooks] to the local mechanic. Always ask for a discount.